Group Life Insurance

Underwritten by Standard Insurance Company, ACSA offers a plan designed to help meet financial obligations such as mortgage payments, college tuition or retirement funds in the event of an unexpected death of a family income provider.

Active Members may elect voluntary life coverage in units of $10,000 to a maximum of $500,000. Accidental Death & Dismemberment Insurance is also included in this plan. There is a guaranteed issue of 2x member’s salary not to exceed $200,000 for members applying within 90 days from their original membership date.

Active Member’s Spouse may elect level benefit in units of $10,000 to a maximum of $250,000, but not to exceed 50% of Member’s Life & AD&D coverage. Nominal life coverage of $2,500 at .40¢ per month is also available.

Retired Members may convert their Life Insurance after retirement to a Reducing Term Life Policy with premiums deducted through STRS.

For inquiries, please contact Jackie Stussy at jstussy@mestmaker.com or call Mestmaker & Associates at 877.472.6722 or 661.325.5999.

Accidental Death & Dismemberment Insurance (AD&D)

High limit coverage costing less than credit card offerings (premiums billed monthly or quarterly).

For inquiries, please contact Jackie Stussy at jstussy@mestmaker.com or call Mestmaker & Associates at 877.472.6722 or 661.325.5999.

Disability Income Protection Insurance

Long Term Disability coverage underwritten by Standard Insurance Company is designed to supplement STRS as well as meet certain gaps in the STRS disability allowance. Benefit level cannot exceed 66 2/3% of your monthly salary. However, during the first six months, benefit can be received in addition to sick leave provided the combined amount does not exceed 100 percent of pre-disability earnings, then benefit integrates with STRS or any other disability income for four additional years.

For inquiries, please contact Jackie Stussy at jstussy@mestmaker.com or call Mestmaker & Associates at 877.472.6722 or 661.325.5999.

Cancer Medical Reimbursement

This plan pays for medical expenses not fully reimbursed by a primary health carrier (up to 30%), including deductible. Other dread diseases also covered such as: polio, multiple sclerosis, lupus, etc. This policy is a must for anyone with PPO medical insurance, or some HMO Plans.

For inquiries, please contact Jackie Stussy at jstussy@mestmaker.com or call Mestmaker & Associates at 877.472.6722 or 661.325.5999.

Auto, Home, Renters, Condo, Motorcycle, RV, Boat, Rental Property

California Casualty’s A+ Auto & Home Insurance Program offers a complete line of auto and home insurance products tailored to member needs for over thirty years. Special features include:

Discounts

• Auto Premium Savings – Members receive special auto & home insurance rates guaranteed for an entire year.
• Numerous Discounts – Mature Driver, new home/utility, good student and more!
• Multi-Policy Discount – Up to fifteen percent off your auto and ten percent off your home policy.

Outstanding Coverage

• Deductible waived entirely for vandalism that occurs on or within 500 feet of school property, or while away attending a school-sponsored event.
• Auto policy includes $500 personal property protection, including school supplies you have purchased.
• Home policy includes coverage up to $3,000 for your educational equipment/computers and materials when used on school premises or in school activities.
• Earthquake, Flood, and Umbrella coverage available… To make your coverage complete.

Superior Service

• 24/7 emergency claim service, 365 days a year.
• Review Panel Process – to ensure member satisfaction.
• Identity Theft resolution service to lead our customers through the entire resolution process – FREE!

For more information, please call 866.680.5142 or visit www.calcas.com/acsa.

Mechanical Breakdown Insurance (MBI)

Don't let a dealer talk you into an extended warranty until you get a quote from First Financial Credit Union first! Their affordably priced Mechanical Breakdown Insurance (MBI) is highly recommended over most dealer warranties and is offered for up to 40-60% less! This comprehensive policy is underwritten by an A-rated insurance company and, in most cases, can be financed along with your vehicle. Call their Special Member Services department for your free quote today at 800.537.8491.