$1M Professional Liability Coverage

FAQ’s:

Q.  Who is insured by the policy?
A.  All members of ACSA or ACCCA are covered WHILE they are employed by a public school district, community college district, State College or State University.

Q.  What kinds of claims are covered by this policy?
A.  Claims or lawsuits arising out of your employment activities with a public school district, community college district, or State College or State University.

Q.  What other insurance protection does this policy provide?
A.  In addition to the excess liability coverage (Coverage A), the policy also provides up to $2,500 coverage to reimburse you for attorney’s fees incurred in the successful defense of a criminal charge arising from your employment (Coverage B). It also will reimburse you for up to $1,000 paid for a bail bond required in connection with a criminal charge arising from your employment (Coverage C). 

Q.  I'm retired. Does this policy protect me?
A.  The policy covers retired ACSA or ACCCA members, as well as associate members who are on leaves of absence, for claims which are first made during the policy period based on alleged acts or omissions while the member was an active employee of a public school district, community college district, State College or State University. 

Q.  What should I do if I am sued or a claim is made against me?
A.  Immediately report the suit or claim to your school district. California Government Code 825 requires all public employees to report claims to their employer. Your employer is required to provide you with defense (an attorney) as well as to pay any settlement or judgment against you. This policy is excess of all indemnification and insurance which is available to you through your employer.

For additional information or access to coverage, please contact Roxanne Dean, State Manager for California Casualty at (800) 964-3903 ext. 5923 or email rdean@calcas.com.

ACSA's professional liability insurance coverage is provided by California Casualty, an ACSA Corporate Affiliate member.

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